IPPB is glad to introduce “PREMIUM ACCOUNT” a product specially designed to offer Bundle of Benefits to Premium Category Customers & also offers High incentive earning potential to Counter Users

Features of Premium Account

  • Free Doorstep Banking Services (Rs.20+GST charged for other customers for every DSB Txn)
  • Unlimited Cash Deposits/Cash Withdrawals (0.5% charges+GST if Monthly Deposit exceed Rs.10000 & if Monthly Withdrawal exceeds Rs.25000/- for other customers)
  • Cash Back on monthly EB EB Bill Payments (Flat Rs.5 Cashback on 1st EB Bill Payment every month)
  • 50% Discount on Digital Life Certificate Charges (Rs.70 charged for other customers) and so on.

Incentive Earning Potential for Counter Users (L0) /Postmasters(L1) / Sub Divisional Heads (L2)/Department :

Premium Account Opened with Aadhaar Seeding

  • L0- Rs.33.80
  • L1- Rs.5.22
  • L2- Rs.2.61
  • Department- Rs.10.43

Premium Account Opened with Aadhaar Seeding & Virtual Debit Card (VDC) Issuance

  • L0- Rs.48.43
  • L1- Rs.7.45
  • L2- Rs.3.73
  • Department- Rs.14.90


  • Account Opening Charges : Rs.149+ GST
  • Account Renewal Subscription Charges: Rs.99+GST
  • Annual average balance of Rs.2000/- to be maintained. If not fulfilled, account will be downgraded to normal scheme account, after 1 Year of premium account subscription.
  • Account Balance Maintenance Charges-NIL

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